Kevin Francis — latest stories & guides

Mortgages
Understanding Your Mortgage Options in Today's Market
A clear guide to fixed rates, variable rates, and finding the right mortgage for your situation.
Buying
First-Time Buyer Checklist: What You Need to Know Before Applying
Essential steps and information every first-time buyer should gather before submitting a mortgage application.
Mortgages
Remortgaging: When It Makes Sense and How to Get the Best Deal
Learn when remortgaging saves money, how the process works, and what to watch out for.
Mortgages
Bad Credit and Mortgages: Your Options and What Lenders Look For
Practical guidance for getting a mortgage with a poor credit history and improving your chances.
Costs
Understanding Stamp Duty: Costs and How to Calculate What You'll Pay
Clear explanation of stamp duty rates, thresholds, and how to estimate your costs when buying property.
Buying
Choosing Between Buying and Renting: A Financial Comparison for UK Renters
Practical comparison of buying and renting to help you decide which option suits your situation.